Venture capital firms Accel, Ribbit Capital, and Tiger Global are sitting on 3.4-11.8x returns on their investments in digital lender Moneyview at the upper end of its IPO price band, even as the company heads to the public market at a valuation below its last primary funding round.Ribbit, which invested about Rs 45 crore, is sitting on the highest returns — 11.8x — among the three. It will sell shares worth about Rs 39 crore through the IPO and