Tag: retirement planning
Retirement Planning in India: Why Monthly Cash Flow Matters More Than Your Retirement Corpus
Retirement planning often begins with a large target: ₹3 crore, ₹5 crore or ₹10 crore. This article explores how financial stability hinges on generating reliable…
FD vs Bonds: How a retiree with ₹30 lakh can generate Rs. 20,000 monthly income
The table shows why bonds can be useful for retirement income. At 6.8 percent, Mr Sharma would need around ₹35.3 lakh in FDs to generate…
How much can delaying retirement planning cost you?| Business News
In December 2025, PGIM India Mutual Fund released the Retirement Research Report 2025 – Third Edition. According to the report, only 37% of Indians have…
Govt extends one-time option to employees to opt for UPS
The government has decided to extend a one-time option to central government employees who joined services between April 1, 2025, and August 31, 2025, and…
How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…
Choose investment assets that match future money goals else encashing them at time of need can be a problem
“I don’t like financial jargon,” he protested. The middle-aged man had just joined our group of weekend walkers. “Anytime I talk about my investments, I…