Tag: Financial Planning
Retirement doesn’t mean your money stops working
Retirement marks a shift in the way your money needs to work. A structured retirement corpus may combine bonds, equity investments and fixed deposits, with…
From Age 30 to Retirement: How Your Bond Strategy Should Change With Life
Bonds can serve very different purposes at different stages of life. Discover how to align your bond strategy with life changes for enhanced financial health….
Savings Rate of 35% vs 20%: Why Investing More Can Beat Chasing Higher Returns
Returns are at the center of most investment discussions. Investors compare mutual funds, stocks, gold, fixed deposits, and bonds”>bonds to understand where they can earn…
Your Money: How much life insurance is enough?
For a family with an annual income of ₹15 lakh, a life cover of ₹1 crore (for the primary earner) will last roughly 8.5-9 years,…
Your First ₹1 Crore by 35: Why It Is More Achievable Than You Think
For a 25-year-old starting out in India, building a ₹1 crore portfolio by age 35 may seem out of reach. But is it unattainable? The…
Existing health insurance cover is inadequate? Top-up vs Super Top-up – Which one should you take?
You bought a health insurance plan a few years ago, hoping it would provide adequate health insurance coverage. However, in the last few years, medical…
Is your money ready for life’s big moments?
For nearly 15 years, Rohit Mehra (name changed), a 43-year-old marketing professional in Pune, believed he was doing well with money. He had a stable…
Reflect on FY25 and plan for FY26 and beyond| Business News
The financial year-end is a good time to reflect on what worked well this year and what did not go as planned. It is also…
Play smart in money’s snakes & ladders: Make your way up with SIP, professional advice, dodge F&O losses and trendy market traps
Timely, disciplined money moves will accelerate your journey towards financial freedom. Bad Investment choices and lure of quick money will derail your finances quicker than…
How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…