Tag: diversification
Your Money: Patience can pay when SIP returns disappoint
The recent months have been disappointing for investors who began their equity journey with regular monthly investments through systematic investment plans, particularly in large cap…
You’ve got a windfall. Here’s how not to waste it
A windfall creates a different kind of financial decision than a regular income does. There is often no immediate need for the money, but also…
Retirement doesn’t mean your money stops working
Retirement marks a shift in the way your money needs to work. A structured retirement corpus may combine bonds, equity investments and fixed deposits, with…
One bond is good. A mix of bonds is better
When you invest in a bond, you lend money to a government, public-sector undertaking or company for a specified period, in return for interest. But…
Bonds 101: The simplest way to make your money work harder
If you are new to bonds, terms such as coupon rate, yield, maturity and credit rating can make them seem more complicated than they really…