vested direct: Vested Finance halts fresh deposits on Vested Direct as RBI clamps down on SBM Bank

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Vested Finance, which helps Indian investors invest in US stocks, has paused processing of fresh deposits via Vested Direct, its rupee wallet that allows customers to load dollars into the platform’s US brokerage account, the fintech company said on its blog this week.

This is a result of the Reserve Bank of India (RBI) asking the State Bank of Mauritius (SBM) India to halt all transactions under the liberalised remittance scheme (LRS) until further notice.

Vested Finance had tied up with SBM India for forex transfers in October 2022.

“The Reserve Bank of India (RBI) issued an order instructing the State Bank of Mauritius (SBM, India) to halt all transactions under the Liberalised Remittance Scheme (LRS) until further notice. And as you may know, Vested’s cost-effective instant funding product Vested Direct is powered by SBM India. As a result, we will pause processing fresh deposits via Vested Direct,” read the company’s blog.

The company said its customers could in the meantime load their Vested brokerage accounts directly from their Indian bank accounts.

“In the meantime you can use your existing bank accounts to deposit USD into your Vested brokerage accounts. You can continue to place trades and withdraw money easily. We are working towards enabling other easy deposit options via Vested Direct,” the company said.

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Through Vested Direct, the platform was able to reduce the cost of depositing funds into a user’s US brokerage account and offer instant transfers.“Our banking partners believe that it is a matter of time before they can start processing remittances again and that all remittances made through our processes till now have been compliant with the appropriate regulations. We are working hard to provide another low-cost and digital deposit solution on the Vested platform. We will keep you posted on any new updates as soon as we receive them,” the company added.

The RBI on Monday asked SBM Bank India to stop all transactions under the LRS based on “certain material supervisory concerns observed in the bank”.

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