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Posted in Finance

Over 60% Indian women unsure if they’ve saved enough for personal needs, goals, but 31% still invest in low-return FDs, insurance policies- Finsafe Survey

What financial independence truly entails Planning for long-term goals like retirement or a child’s education. Preparing for emergencies or job loss. Making informed investment decisions,…

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How much money is truly enough to be happy? Define your relationship with money through self-awareness, not social pressure
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How much money is truly enough to be happy? Define your relationship with money through self-awareness, not social pressure

Money is not everything in life, my friend exclaimed. We were a close group of friends sitting around, chatting. We enjoy these deep discussions and…

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Play smart in money’s snakes & ladders: Make your way up with SIP, professional advice, dodge F&O losses and trendy market traps
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Play smart in money’s snakes & ladders: Make your way up with SIP, professional advice, dodge F&O losses and trendy market traps

Timely, disciplined money moves will accelerate your journey towards financial freedom. Bad Investment choices and lure of quick money will derail your finances quicker than…

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6 rules that can create consensus in family on managing income, saving and investment
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6 rules that can create consensus in family on managing income, saving and investment

Conflicts about money are common. We all have unique money personalities. Our beliefs on earning, spending, saving, investing, sharing and giving are quite distinct. Institutions…

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Easing working capital under GST: Unlocking the value of accumulated ITC in GST 2.0

As India commemorates eight years of GST, the business community is increasingly vocal about the need for reforms that enhance working capital efficiency. Reflecting on…

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Can your lifestyle survive without a salary? That’s the real test of freedom which you are perhaps chasing
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Can your lifestyle survive without a salary? That’s the real test of freedom which you are perhaps chasing

Is financial freedom the ultimate objective of personal finance? How much is enough to say we are free? How and when do we know? These…

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Late, missing PF contributions by employer today could prevent your PF withdrawal, transfer later: Here’s how to track your EPF properly

For many, the Employee Provident Fund remains a cornerstone of retirement planning. But what if this safety net gets torn when you need it? This…

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You may be contributing to State Labour Welfare Fund from your salary: What is it, and how it helps employees
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You may be contributing to State Labour Welfare Fund from your salary: What is it, and how it helps employees

Not many employees are aware, but a small portion of their salary may be contributing to the State Labour Welfare Fund. For instance, if you…

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icici bank: Rs 4.58 crore stolen from ICICI Bank customers: Broke FDs, created overdraft and personal loan; how relationship manager executed fraud
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icici bank: Rs 4.58 crore stolen from ICICI Bank customers: Broke FDs, created overdraft and personal loan; how relationship manager executed fraud

Such was the addiction to stock market trading that a 26-year-old girl working as a relationship manager in ICICI Bank stole Rs 4.58 crore from…

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How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Posted in Finance

How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity

Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…

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