New bank deposit locker agreement rules: 5 things to know

New bank deposit locker agreement rules: 5 things to know


1.An SMS and email alerts will be sent by the bank about locker access and operation at the end of the day.
2.Banks will compensate the locker hirer in case of any loss of locker content due to the bank’s negligence, such as fi re, theft, dacoity, and building collapse.
3.The bank will pay up to a hundred times the annual rent of the safe deposit locker.
4.The bank will not be liable for any damage or loss of locker contents caused by natural calamities like earthquakes, floods, lightning, or thunderstorms, or due to customer’s negligence.
5.At the time of allotment, banks can ask for a term deposit which would cover three years’ rent and the charges for breaking open the locker to ensure regular payment.

Content on this page is courtesy Centre for Investment Education and Learning (CIEL).
Contributions by Girija Gadre, Arti Bhargava and Labdhi Mehta.



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