FX-Retail platform to be linked to NPCI Bharat Connect: Easy access through bank, non-bank payment apps

FX-Retail platform to be linked to NPCI Bharat Connect: Easy access through bank, non-bank payment apps



The Reserve Bank of India (RBI) has proposed to link to the FX-Retail platform with Bharat Connect platform of National Payments Corporation of India (NPCI). This move aims to enable users to transact on the FX-Retail platform through mobile apps of banks and non-bank payment service providers, announced RBI Governor Shaktikanta Das on Friday, December 6, 2024.

This will expand reach of FX-Retail platform, enhance user experience and promote fairness and transparency in pricing with adequate security, said Das.

What is FX-Retail?

Developed by the Clearing Corporation of India Ltd (CCIL), FX-Retail is an electronic trading platform for foreign exchange. It is a web based order matching trading platform for the customers of banks which includes individuals, sole proprietor, partnership firms, corporates, small and medium enterprises (SMEs) etc.

The Reserve Bank of India created FX-Retail to promote fair and competitive rates for customers. The platform allows customers to:
i) Engage in long or short positions
ii) Do so without demonstrating an underlying exposure
iii) Purchase or sell USDINR
iv) Deal in USD/INR Cash, Tom, Spot, and Forward instruments



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