Category: Finance

Retirement should not be compromise, allocate your retirement funds to small joys that light up your everyday lives
Posted in Finance

Retirement should not be compromise, allocate your retirement funds to small joys that light up your everyday lives

She wanted to widen the window to her balcony. It currently had two panes and she wanted four. Her son, who was supervising the renovation…

Continue Reading
TCS on sending money abroad is 20% in many cases: Will Budget 2025 reduce this to 5%?
Posted in Finance

TCS on sending money abroad is 20% in many cases: Will Budget 2025 reduce this to 5%?

In a move to strengthen fiscal oversight and streamline foreign exchange transactions, the government introduced Tax Collected at Source (TCS) on remittances to foreign countries…

Continue Reading
Tax break on buying EV: Will govt bring this interest deduction on buying electric vehicles back in Budget 2025?
Posted in Finance

Tax break on buying EV: Will govt bring this interest deduction on buying electric vehicles back in Budget 2025?

The emergence of different cryptocurrencies for trading and higher use of electric vehicles, which are more environment friendly, are two of the major technology-based changes…

Continue Reading
Dividends are taxed at nearly 50%: Will Budget 2025 reduce income tax rate on dividends?
Posted in Finance

Dividends are taxed at nearly 50%: Will Budget 2025 reduce income tax rate on dividends?

One major area which needs rationalisation in Union Budget 2025 is the taxation of dividends for resident shareholders. Resident shareholders are those who are considered…

Continue Reading
Choose investment assets that match future money goals else encashing them at time of need can be a problem
Posted in Finance

Choose investment assets that match future money goals else encashing them at time of need can be a problem

“I don’t like financial jargon,” he protested. The middle-aged man had just joined our group of weekend walkers. “Anytime I talk about my investments, I…

Continue Reading
What are dynamic asset allocation mutual funds and how do they work?
Posted in Finance

What are dynamic asset allocation mutual funds and how do they work?

What are dynamic asset allocation funds? Also known as balanced advantage funds, these are a type of hybrid funds that invest in a mix of…

Continue Reading
Will Budget 2025 merge old and new tax regimes to simplify income tax slabs, structure?
Posted in Finance

Will Budget 2025 merge old and new tax regimes to simplify income tax slabs, structure?

India’s existing tax system for individual taxpayers offers two personal tax regimes – the old tax regime and the new tax regime. The new tax…

Continue Reading
Hike basic exemption limit to Rs 5 lakh, cut income tax rates, further reduce number of TDS rates in Budget 2025: EY
Posted in Finance

Hike basic exemption limit to Rs 5 lakh, cut income tax rates, further reduce number of TDS rates in Budget 2025: EY

EY, one of the big four consultancy firms, has urged the government to hike the basic exemption limit to Rs 5 lakh from Rs 3…

Continue Reading
What is GST and who needs to register for GST?
Posted in Finance

What is GST and who needs to register for GST?

What is GST? Passed as an Act of Parliament, the Goods and Services Tax Act came into effect in 2017, replacing several indirect taxes like…

Continue Reading
Your liberal financial support can be harmful for your loved ones: Know the difference between helping & enabling loved ones
Posted in Finance

Your liberal financial support can be harmful for your loved ones: Know the difference between helping & enabling loved ones

We see so much of financial enabling around us. Many of us are guilty of it even if we resent it, and wish we knew…

Continue Reading