Category: Finance
Late, missing PF contributions by employer today could prevent your PF withdrawal, transfer later: Here’s how to track your EPF properly
For many, the Employee Provident Fund remains a cornerstone of retirement planning. But what if this safety net gets torn when you need it? This…
Can your lifestyle survive without a salary? That’s the real test of freedom which you are perhaps chasing
Is financial freedom the ultimate objective of personal finance? How much is enough to say we are free? How and when do we know? These…
You may be contributing to State Labour Welfare Fund from your salary: What is it, and how it helps employees
Not many employees are aware, but a small portion of their salary may be contributing to the State Labour Welfare Fund. For instance, if you…
icici bank: Rs 4.58 crore stolen from ICICI Bank customers: Broke FDs, created overdraft and personal loan; how relationship manager executed fraud
Such was the addiction to stock market trading that a 26-year-old girl working as a relationship manager in ICICI Bank stole Rs 4.58 crore from…
What’s the difference between fiscal deficit, trade deficit and CAD?
Much like we handle our household budget, the ruling government of a country handles its finances and budgeting. As family members draw an income and…
Household finance mismanagement: Compulsive savings, lack of diversification won’t help you save more
The signs of a household’s personal financial troubles are easy to spot if one bothers to see them. Many of us think we need a…
How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…
Your step-by-step guide to retirement planning: Secure your future with confidence
Retirement might feel like a distant dream, but it’s something that requires planning from an early stage. The earlier you start, the easier it will…
All you need to know about claim settlement ratio
Be it life, health or any other type of insurance, buying a policy can be a confusing, if not an outright difficult, exercise, given the…
How to achieve financial stability amidst fluctuating income?
The economic volatility has created financial uncertainty for Jai and Manisha Sharma. Jai has been incurring losses in his 30-year-old kitchenware trading business, while Manisha’s…