Category: Finance
Household finance mismanagement: Compulsive savings, lack of diversification won’t help you save more
The signs of a household’s personal financial troubles are easy to spot if one bothers to see them. Many of us think we need a…
How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…
Your step-by-step guide to retirement planning: Secure your future with confidence
Retirement might feel like a distant dream, but it’s something that requires planning from an early stage. The earlier you start, the easier it will…
All you need to know about claim settlement ratio
Be it life, health or any other type of insurance, buying a policy can be a confusing, if not an outright difficult, exercise, given the…
How to achieve financial stability amidst fluctuating income?
The economic volatility has created financial uncertainty for Jai and Manisha Sharma. Jai has been incurring losses in his 30-year-old kitchenware trading business, while Manisha’s…
Why some personal finance decisions you take need not be objective or right, but emotionally satisfying
Sometimes personal financial advice can appear cold. What seems like the right thing to do might not be acceptable for emotional and sentimental reasons. Human…
All you need to know about hybrid funds
What’s a hybrid fund? Hybrid funds are mutual funds that invest in a mix of different asset classes, primarily equity and debt, but also include…
What are top line and bottom line in a company’s financial statement?
During stock-picking, if you are evaluating a company’s financial performance, an important document to scan is the income statement, also known as the profit and…
All you need to know about hedge funds
Similar to mutual funds, these funds pool resources and invest in a variety of assets. The difference is that these are managed privately, which means…
What is mark to market in asset valuation? What are its pros and cons?
It is an accounting tool used to assess the fair value of assets or liabilities of a company, with respect to their current market prices,…