Month: June 2025
Can your lifestyle survive without a salary? That’s the real test of freedom which you are perhaps chasing
Is financial freedom the ultimate objective of personal finance? How much is enough to say we are free? How and when do we know? These…
Late, missing PF contributions by employer today could prevent your PF withdrawal, transfer later: Here’s how to track your EPF properly
For many, the Employee Provident Fund remains a cornerstone of retirement planning. But what if this safety net gets torn when you need it? This…
You may be contributing to State Labour Welfare Fund from your salary: What is it, and how it helps employees
Not many employees are aware, but a small portion of their salary may be contributing to the State Labour Welfare Fund. For instance, if you…
icici bank: Rs 4.58 crore stolen from ICICI Bank customers: Broke FDs, created overdraft and personal loan; how relationship manager executed fraud
Such was the addiction to stock market trading that a 26-year-old girl working as a relationship manager in ICICI Bank stole Rs 4.58 crore from…
How much risk can you take when investing? Know the difference between your risk tolerance and risk capacity
Siddharth Mehta, a young lawyer and senior partner in a top law firm, has taken insurance and has started investing for his goals. Seeking a…
Household finance mismanagement: Compulsive savings, lack of diversification won’t help you save more
The signs of a household’s personal financial troubles are easy to spot if one bothers to see them. Many of us think we need a…
What’s the difference between fiscal deficit, trade deficit and CAD?
Much like we handle our household budget, the ruling government of a country handles its finances and budgeting. As family members draw an income and…